UBA USSD Code
In today’s evolving world, people are looking for ways to easily transfer money from their UBA to a UBA account or to other banks, especially those in an area with little network coverage.
The United Bank of Africa (UBA), one of the biggest financial organizations in Africa, has gone ahead to make this possible by providing modern technology that can aid fast, secure, and easy financial transactions.
This technology is the UBA USSD banking code. This code enables simple and quick banking transactions using a mobile phone without having a need for an internet connection.
Additionally, customers do not have to visit the bank when carrying out transactions if they reside in remote areas.
With the introduction of this technology, the UBA has become one of the best options for mobile payment.
This is because of the safe, convenient, and affordable way of making various financial transactions it provides customers who use the USSD Code.
UBA Bank has continued to improve the functionalities of the USSD Code over the years as customers continue to seek an easier and quicker way for carrying out new financial transactions.
In this post, we will discuss everything you need to know about the UBA USSD Code, which includes the benefits and features.
Additionally, we will discuss the various UBA USSD codes, their functions, and how to activate and use them.
So let’s dive in.
What is UBA USSD Code?
The UBA USSD Code, *919#, is an easy-to-remember short code that is designed to allow those who have an account with the bank to carry out a plethora of financial transactions using a mobile phone without an internet connection.
This is part of UBA mobile banking services, which offer a rapid, simple, and portable way to handle financial transactions from anywhere.
With the UBA USSD Code, customers can quickly check their balance, send and receive money, and perform other transactions.
This service is open to all UBA customers, so you can only have access to it when you have an account with the bank.
Benefits of the UBA USSD Code
- It allows customers to carry out various banking transactions from anywhere at any time without internet connectivity.
- UBA processes the transactions very fast, which makes it one of the quickest ways to carry out banking transactions.
- The USSD Code is available to all UBA customers with a registered number linked to their bank account.
- It is very cheap to use because you do not need to buy data to use the service.
- You can carry out financial transactions using a special four-digit PIN that only you know, which makes it safe and secure.
- The UBA USSD Coode works on all phones.
- It is always available on all networks.
One distinctive feature of the UBA USSD code is that when the wrong PIN is used three times during a transaction, they immediately block the account.
This action is taken by the financial institution to secure the account in order to prevent an unauthorized person from accessing your funds.
Services Available via the UBA USSD Code
| S/N | UBA USSD Code | Function |
| 1 | 91900# | For account
balance inquiry |
| 2 | *919*3*Account Number
*Amount# |
To transfer money
to a UBA account |
| 3 | *919*4*Account Number
*Amount# |
To transfer money to
another bank account |
| 4 | *919*Amount# | Purchase Airtime
for Yourself |
| 5 | *919*Phone Number*Amount# | Purchase Airtime for
others or your other number. |
| 6 | *919*20# | Opening a UBA account |
| 7 | *919*10# | To Block Your
ATM Debit Card |
| 8 | *919*5# | For Making
Bill Payments (Electricity TV Subscription) |
| 9 | *919*12# | Booking of Flight Tickets |
| 10 | *919*21# | To request for
mini-account statement |
| 11 | *919*7*Old PIN*New PIN# | For Changing or
Resetting PIN |
| 12 | 91928# | To apply for loan |
| 13 | *919*20*1# | For Opening a
savings account |
| 14 | *919*13# | For Opening a
Fixed Deposit Account |
| 15 | *919*9# | To Freeze Online
Transaction |
| 16 | *919*18# | Retrieving of BVN |
| 17 | *919*30*amount# | For ATM Cardless
withdrawal |
| 18 | *919*8# | To generate OTP |
| 19 | *919*26*amount# | To Fund Betking
Wallet |
| 20 | *919*22*wallet ID*amount# | Funding of Bet9ja wallet |
| 21 | *919*27*1# | For ARM Pension |
| 22 | *919*26*2# | To fund Lotomania
wallet |
| 23 | *919*27*2# | For OAK Pension |
| 24 | *919*911# | To deactivate your
UBA USSD Code |
Requirements to Open a UBA Account
In order to use the UBA USSD code, you must have an account with the bank and your phone number linked to the account.
To open an account, you need to have the following requirements:
- Valid ID card (Voter’s card, national ID, passport, or driver’s license)
- Bank Verification Number (BVN)
- An active phone number
- Passport Photographs
- Utility Bill (not more than 3 months old)
- Minimum opening balance, but not always required.
How to Open a UBA Account with UBA USSD Code
UBA has simplified the process of opening an account, allowing those who want to join the bank without visiting any of the branches.
To open an account, follow the steps below:
- On your mobile phone, dial *919*20#.
- You will receive a prompt on your phone asking you to accept the UBA Privacy Policy.
- Next, you will be required to enter your details, beginning with your BVN, name, date of birth, and other vital information.
- Once that is done, you will receive a message confirming that the account has been created. Provide any additional information required to complete the activation for you to start using the account immediately.
How to Activate UBA USSD Code without ATM
Before you can be allowed to use the USSD Code, you will need to register and link your phone number to your account.
The following criteria are required:
- UBA Account
- Registered phone number
- A good mobile device
- Four-digit PIN
Once you have this requirement all sorted out, you can then proceed with the steps outlined below.
- Dial *919# using the mobile number registered and linked to your account.
- On the menu displayed, choose the option “Register.” If you do not see the option, try checking your account balance, and it will trigger the registration process.
- You will be required to enter the account number that you have linked to the phone number.
- Next, the system will ask you to enter a 4-digit PIN. Make sure you choose a PIN that you can easily remember, and it must be kept secret, because exposing it will put your account in danger.
- It will ask you to re-enter the PIN to confirm that it is correct.
- Immediately that is done, you will receive a message that the PIN is now set and you can use it for transactions when you dial the USSD Code (*919#).
How to Transfer Money from UBA to a UBA Account or Another Bank Account
- On your mobile phone, dial *919#.
- From the options displayed, select option 3 to transfer money to another UBA account or select option “4” to send to another bank account.
- Input the account number of the receiver.
- You will also be required to enter the amount you want transferred.
- Provide your 4-digit PIN.
- Enter option “1” to confirm the transfer.
The amount will be sent to the receiver, and you will also get a notification of the transfer with details of your remaining balance.
Alternatively,
- On your phone, dial *919*3#receiver’s account number*amount# to send to a UBA account, or dial *919*4#receiver’s account number*amount# to send to another bank account.
- You will be required to enter your PIN.
- Once this is done, your transaction will be successful.
How to Generate UBA Secure Pass Using USSD Code
This is also known as a One-Time Password (OTP).
It provides extra security to accounts when conducting business transactions. An account having a secure pass will always request for the code to complete any financial transaction.
To generate a secure pass using the USSD code on your registered phone number
- Dial *919# on your mobile phone.
- In this pop-up menu, choose option 8.
- For the menu that will be displayed, select Option 6.
- In this pop-up menu, choose option 1 for “Generate OTP.
- Immediately that is done, you will then be able to receive OTP when you want to carry out a financial transaction.
How to Check Account Balance
To check your account balance with the USSD Code
- On your phone, dial *919*00#.
- You will be asked to provide your 4-digit PIN.
- Input the PIN and send; the account balance will be displaced on your phone. You might also receive an SMS of your balance.
How to Check Your Account Number
This is a very simple and straightforward process. To retrieve your account number, do the following:
- On your phone, dial *919#.
- From the menu displayed, choose the option “Account services” or My Account.”
- Next, choose the “Account Number inquiry. This option allows you to get your account number.
- For security purposes, the system will require you to provide your PIN.
- After that, your account number will be sent to your phone, and you might also receive it as an SMS.
Alternatively
If for any reason this process does not work or there is no option in the USSD menu for account enquiry do the following:
- Dial **919*00# on your mobile phone. This is used to check your account balance. The system may display your account number alongside your balance.
- You can also contact the UBA customer care on +234 02-012808822 or +234 02-012808800 or send an email via cfc@ubagroup.com and they providing the account number, but you will need to answer some security questions regarding the account before they can give you the account number.
How to Use the UBA USSD Code
To use the USSD Code, do the following:
- On the mobile number linked to your phone dial *919#
- Choose the option of what you want to do. Each service has a number attached to it.
- Follow the prompt that will be displayed next, depending on the option you chose.
- You will be asked to enter your PIN, which will complete the transaction, and you will receive a message that it is successful.
How to buy Airtime with UBA USSD Code
To buy airtime for your phone or for another phone number, follow this simple process.
- On the phone linked to your account, dial *919*amount# if you want to buy airtime for your number. To buy for another number, dial *919* the receiver’s phone number*amount#.
- Next, you will be asked to confirm the transaction to be sure the phone number is correct and if you entered the right amount.
- The system will require that you enter your PIN.
- Once that is done, your account will be debited, and the airtime will be sent to the phone number immediately.
- You will also receive an SMS of the transaction on your phone.
Related Post: Opay USSD Code
Frequently Asked Questions (FAQs)
How can I transfer airtime using the UBA USSD code to another number?
Just dial *919* receiver’s phone number*amount# and enter your 4-digit PIN, and the amount will be transferred to the number.
How do I check my UBA account balance with the code?
Dial *919*00# on your phone and enter your PIN. You will see your account balance on the screen and also receive an SMS message.
Why is the UBA USSD Code not working on my phone?
If the USSD Coode is not working on your phone, it can mean that your phone number is not registered and linked to your bank account, or there is no network coverage.
If the issue continues, contact their customer care for assistance or visit any of their branches close to you.
How do I make a bill payment with the UBA USSD Code?
Dial *919*5# to pay for TV subscriptions and other services. You will see a list of all the billers. Select the biller you want to pay and follow the prompts to complete the process.
Can I buy an airline ticket with the UBA USSD Code?
Yes, you can; just dial the UBA USSD banking code *919*12# to check the airline ticket menu. The list of menus of international airlines operating in Nigeria will be displayed on your phone. Choose your preferred airline and follow the instructions to complete the passenger details and pay for your flight.
Can I apply for a UBA loan using the USSD Code?
Certainly, with the phone number registered with your account dial*919*28#, provide your account number, input your PIN, and follow the instructions on the screen.
Make sure you have an account number with UBA Bank before making the request.
In Conclusion
The UBA USSD Code provides users a fast, convenient, and reliable way to carry out financial activities.
Furthermore, it removes the need to use internet connection and offers a smooth banking experience.
With the help of the UBA USSD service, you can easily check your account balance, transfer money, and pay bills.
Embrace the power of mobile banking and manage your money from anywhere at any time.
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