First Bank USSD Code: (How to Use *894#)
In this digital age where people are looking for an easy way to use bank services, First Bank Nigeria, one of the top institutions in the country, has introduced the *894# USSD Code to meet its customers demand.
The bank created this code to enable its customers to carry out quick and easy financial transactions from any mobile phone.
The code is meant to serve all its customers, even those living in remote areas where access to banks is difficult.
Customers can use the USSD Code even in areas where there is little or no network coverage
This post will give you a detailed explanation of the First Bank USSD Code, which includes its features and how to register.
Additionally, you will learn about all the First Bank USSD codes and how to use them.
What is First Bank USSD Code (*894#)?
First Bank launched the USSD Code *894#, a mobile platform that lets users carry out financial transactions on their mobile phones.
Customers can check their account balance, pay bills, transfer money, and carry out a lot more transactions without going to the bank or visiting an ATM stand.
Features
The First Bank USSD Code can be used to carry out a lot of bank services, and they include:
- Checking if account balance.
- To transfer funds to other bank accounts and also to a First Bank account.
- You can purchase airtime for yourself and others that can be both families and friends.
- Payment of bills like TV subscriptions (DSTV, Go TV), electricity bills, and water bills.
- You can request a mini account statement, and it will be sent to your phone.
- Opening a First Bank account from your phone without data using the USSD Code.
- You can also change or reset your PIN when it is necessary.
- At the ATM stand, you can generate a code to withdraw your money without your ATM card.
List of First Bank USSD Codes and Their Functions
First Bank USSD Codes | Functions |
*894# | Start |
*894*Amount*Account Number# | For First Bank Transfer |
*894*Amount*Account Number# | To Transfer to Other Banks |
*894*Amount# | To Purchase
Airtime for Self |
*894*Amount*Phone Number# | Buy Airtime
for Others |
*894*00# | Checking of Account Balance |
*565*0# | To Retrieve BVN |
*894*911# | For phone number
Deactivation |
*894*Account Number# | To Request for
Mini Account Statement |
*894*0# | To activate
USSD Code |
How to Register
To use the First Bank USSD Code, you must first register your phone number and create a new PIN for transactions.
Follow the steps below to register:
- Dial *894*0# on your mobile phone and make sure you are using the number linked to your First Bank account.
- The system will ask you to choose “Debit Card,” and you will be required to enter the last 6-digit of your ATM card.
- Click “Next” after inputting the numbers.
- You will be required to create a 5-digit PIN for transaction and the system will ask you to reenter it to be sure it is correct.
- Immediately you do that, you will be notified that your registration is successful and the PIN has been created.
Do not disclose the PIN you created to anyone so that you can prevent people from accessing your account.
How to Use the First Bank USSD Code
To use the First Bank USSD code is a simple and straight-forward process. Follow the steps below.
- On the number linked to the account, dial *894#.
- You will get a list of services, Choose the service you want to use by entering the number beside that option in the space provided for you and click “Next.”
- You will be asked to input either an account number or a phone number depending on the service you are using.
- Next, it will ask you to confirm the transaction for you to check if all the information you have entered is correct.
- Then you will enter your 5-digit PIN.
- Once that is done, you will get an SMS on your phone telling you that the transaction is successful with a detail of the debit transaction.
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How to Transfer Money Using First Bank USSD Code (*894#)
Transferring money using the First Bank USSD Code is very easy and straightforward.
Follow the steps below to transfer to either a First Bank account or other banks.
- Dial *894* amount# on the number linked to your first bank account if you are transferring to a first bank account.
- If you are transferring to another bank, dial *894*amount*account number# on your registered mobile number. The system will provide you with a list of banks for you to choose the bank with the account number.
- It will ask you to confirm the name, amount, and account number you provided.
- After that, you will need to enter your 5-digit PIN to complete the transactions.
- Immediately after you do that, they will process the transaction, and you will receive a message stating that the transaction is successful with the details of the debit transaction.
How to Purchase Airtime Using the First Bank USSD Code (*894#)
To buy airtime for yourself and others using the First Bank USSD Code, follow the steps below:
- Dial *894*amount# on the phone number linked to your account if you want to buy airtime for yourself.
- To buy airtime for others, dial *894*amount*phone number# on the number connected to your account. You will be asked to select the network (MTN, GLO, AIRTEL).
- You will confirm the number and amount of airtime you want to buy and click Next.
- Enter your 5-digit PIN to complete the transaction.
- Once you do that, you will receive an SMS confirming the transaction, and we will credit the phone number.
How to Purchase Data Using the First Bank USSD Code (*894#)
To buy data for yourself and others with the First Bank USSD Code, follow the process below:
- On the phone number connected to your bank account, dial *894*amount# if you want to buy data for yourself.
- To buy data for others or your other number, dial *894*amount*phone number# on the number linked to your account. The system will ask you to select the network (MTN, GLO, AIRTEL).
- Next, it will ask you to confirm the number and amount of data you want to buy.
- Next, it will ask you to enter your 5-digit PIN to complete the transaction.
- Once it is done, you will get a text message confirming the transaction, and the phone number will be credited with the data amount.
How to Fund Bet9ja Account Using First Bank USSD Code (*894#)
The following process is used for funding a Bet9ja account.
- On the phone number linked to your first bank account, dial *894*amount*bet9ja user ID#.
- The system will ask you to confirm the amount you want to deposit into the Bet9ja account.
- If you click on “Next,” the system will ask you to enter your 5-digit PIN to complete the transaction.
- You will get an SMS of the debit and a summary of your account balance immediately the transaction is completed and the Bet9ja account will be credited.
Why is my First Bank USSD Code not working?
The following reason is why the First Bank USSD Code is not working on your phone:
- If the phone number you are using with the code is not registered with First Bank or not linked to your account, then it will likely not work. To fix it, go to any First Bank branch close to you to register or link the phone number.
- The network in that area where you are might be weak and this can make the USSD Code not to work so look for an area with good network and try again.
- If the bank is having a network problem, it will affect the USSD service, so you have to wait until the network comes up again.
- You may have used the wrong USSD code format, so make sure you are using the right format for any of the services you want to use.
- Blocked account can make the USSD Code not function; to fix that, contact First Bank customer care so that they can reactivate it.
- While using the USSD Code service, if you enter the wrong 5-digit PIN, First Bank will temporarily block your account. To fix it, dial *894*0# and follow the instructions to reset the PIN.
How to block First Bank USSD Code
You can block the USSD service if you misplace your phone or notice that someone is accessing your account without your knowledge.
Blocking your USSD code can be done with the following process:
- Dial *894*911# using any phone number that has an account with First Bank.
- Follow the instruction and choose the option asking you to block USSD codes for others.
- Complete the transaction by entering your 5-digit PIN.
- You will get a text message that the USSD Code has been blocked successfully.
Alternatively, you can visit any of their branches, call the First Bank customer service on +234 700 FIRSTCONTACT (0700 34778 2668228), or send them an email at firstcontact@firstbanknigeria.com to request they block the USSD service on the phone number linked to your bank account.
How to Unblock First Bank USSD Code
- If you have recovered your phone and want to reactivate the USSD service, simply dial *894*0# with the number and follow the process on the screen.
- Enter your ATM card’s last 6-digit number.
- Create a new 5-digit PIN for transactions.
How to Increase Transfer Limit
To increase the transfer limit, you need to visit any of the first bank branches with any of your approved ID cards to complete the form.
Conclusion
With First Bank’s USSD Code, you can have access to banking services at your fingertips.
It offers various kinds of services, ranging from bill payment to transfer, all from the comfort of your mobile phone.
Furthermore, whether you are on the road or in places with limited internet access, the First Bank USSD Code *894# ensures you can manage your funds with ease and security.
Finally, if you have any questions regarding the First Bank USSD Code, please let us know in the comment section.
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