FCMB USSD Code: Functions, and How to Use Them
If you are a customer of FCMB (First City Monument Bank) looking for easy ways to transfer money, buy airtime and data for yourself and others, then read along to find out everything you want to know.
First City Monument Bank (FCMB) is one of the top financial institutions in Nigeria, providing different kinds of services to its customers.
FCMB launched the USSSD Code service in response to the growing popularity of digital solutions and mobile banking.
The USSD Code allows users to have access to banking services on their mobile phone without requiring internet connection.
Additionally, the customers can use it from anywhere and at any time of the day for any kind of service they wish to use.
In this article, we will give in full detail all information about the FCMB USSD Code and its features.
Furthermore, we will talk about the benefits, various USSD codes, how to use them, and the services available through them.
What is FCMB USSD Code?
The FCMB USSD Code *329# is a short code that gives users a quick and convenient way to carry out various banking transactions on their mobile phones.
This service is available 24/7 and works on all Nigerian networks, which include MTN, GLO< AIRTEL, and 9MOBILE.
This service does not need internet access, so you can use it in places with limited or poor internet connection.
Features
You can use the FCMB USSD code for a variety of purposes and access it from all mobile phones.
Below are some of the services available on the FCMB USSD Code.
- You can use it to request your account balance, and it will display on your screen, and you will also receive an SMS with the details.
- You can use the USSD Code to send money to either an FCMB account or another bank account.
- You can buy airtime and data for your mobile number and others with the FCMB USSD short code, which we will outline later.
- It allows you to make payments for bills like utility bills, TV subscriptions, and water bills.
- Users can request a mini account statement, and it will be sent to their phone as an SMS.
- The USSD Code allows you to withdraw cash from the ATMM machine without having your ATM debit card.
- You can also apply for a personal loan or check the status of your loan with the USSD service.
Benefits
- The USSD Code can be used anywhere.
- It does not need internet connection to function, which makes it the best in areas with limited internet access.
- The USSD service is fast and straightforward.
- A transaction with the USSD code is secured because it always requires a 4-digit PIN to complete all transactions.
- The service is always available at any time.
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FCMB USSD Codes and Their Functions
| USSD Codes | Functions |
| *329*Amount*Account number# | To transfer to
an FCMB account |
| *329*Amount*Account number# | To transfer
to Other bank account |
| *329*Amount# | To buy airtime
Airtime for yourself |
| *329*Amount*Mobile number# | To buy Airtime
for others |
| *329*00# | To Check your
account Balance |
| *565*0# | To retrieve
your BVN |
| *329*0# | To reset your
Transaction PIN |
| *329*2*Amount*Smartcard Number# | For TV subscription
payment (DSTV, GO TV, Star Times, or Cable TV) |
| *329*3*Amount*Meter No# or *329*3*Amount*Account ID# | Payment of
Electricity Bill |
| *329*911# | To Instantly block your
USSD service |
| *329#, select self-service, select block card | To Block
your ATM Card |
| *329#, select self-service, select link BVN | For Linking
BVN to your account |
How to activate the FCMB USSD Code service
To use the FCMB USSD Code, you need to get your phone number registered first and then activate it.
Below is a step-by-step process to guide you:
- Make sure the phone number you want to use for the USSD service is linked to your FCMB bank account. If it is not, kindly visit any of their branches to link the phone number.
- Dial *329# on the phone number you have connected to your FCMB account.
- Input the number beside the option “Register” and proceed.
- Enter your FCMB account number in the space that will be provided for you.
- The system will ask you to create a 4-digit PIN after verifying if your phone number is linked to the account. Input a 4-digit PIN that only you can remember and click “Next.”
- The system will ask you to verify the PIN by entering it again.
- Once you do that, you will get an SMS telling you that your PIN registration is successful.
- You can proceed to use it for any bank transaction you want.
How to Fund Bet9ja Account Using FCMB USSD Code
Follow the process below to fund your Bet9ja account from your FCMB bank account.
- On the phone number connected to your account, dial *329#.
- Select the bill payment option, and the system will ask you to choose the type of bill service you want to use.
- From the option on your screen, choose sports and gaming or Bet9ja depending on how the option appeared.
- Enter your Bet9ja user ID in the space that will be provided for you. You can find your Bet9ja user ID on your Bet9ja profile close to your account details.
- The system will ask you to input the amount you want to fund your Bet9ja account with.
- After that, it will ask you to confirm all the details if they are correct and proceed to enter your 4-digit PIN to complete the transaction.
- Immediately you enter your PIN, they will process the transaction and fund your Bet9ja account. You will also get a debit alert as SMS with the details of the transaction.
How to Block FCMB USSD Code
If you notice that someone is trying to access your account and you want to quickly disable the USSSD service.
Follow the process below to block the USSD service:
- On the phone number connected to your account, dial *329*991#.
- They will ask you if you want to deactivate your account
- Follow all the instructions displayed on the screen and enter your 4-digit PIN to confirm the action.
- Once you confirm it, they will send you an SMS indicating that the service has been blocked on your account.
Alternatively, you can reach out to the FCMB customer service at 01-2798800 or send an email to customerservice@fcmb.com to request that the USSD service be blocked if the USSD code did not work.
You can also visit any of their branches close to you to ask them to block the USSD code service on your account.
How to Transfer Money using FCMB USSD Code
Follow the process below to transfer money to either an FCMB account or other accounts.
- On the number connected to your account, dial *329* account number# to transfer to another FCMB account.
- To send money to another bank account, dial *329*amount*account number# on the phone number linked to your account; they will ask you to choose the bank connected to the account number from the list they provide. If you can’t find the bank, enter the first three letters of the bank, and the bank will be displayed. Select it and proceed.
- The system will ask you to confirm the details you have entered and then enter your 4-digit PIN to complete the transaction.
Once the transaction is successful, the bank will credit the account you want to transfer money to, and you will receive an SMS detailing the debit transaction and your remaining balance.
Frequently Asked Questions (FAQs)
Can the FCMB USSD Code be used on any mobile phone?
Yes, the service works on all kinds of phones as long as you have a functioning SIM card and the number is linked to your bank account.
How secured is the FCMB USSD Code?
For every transaction you want to complete, you need to input a 4-digit PIN, so this service is very secure. Make sure you do not expose your PIN, and if you discover it is exposed, kindly change the PIN.
How do I reset my USSD PIN if I can’t remember it?
To reset the PIN, dial *329# and follow the simple instructions. You might need to verify you own the account before you can be allowed to reset the PIN.
Will I get charged for using the USSD service?
Yes, there are charges for some transactions, like money transfers and bill payments. However, for buying of airtime and data and balance check, no charge is required.
Conclusion
The FCMB USSD code is a great tool for customers who desire quick, dependable, and easy access to banking services without internet access.
Even though you are in a remote area with poor internet access or just prefer the simplicity that comes with USSD banking, the service provides an array of features to help you manage your funds effectively.
Protect your USSD PIN and do not share it with anyone to ensure your transaction is secure.
Finally, FCMB continues to be an essential service for many of its customers, despite the increasing popularity of mobile banking.
If you have any questions concerning the FCMB USSD Code, let us know in the comment section.
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