Want to Activate the Access Bank USSD Code on your Phone?
This article is meant to detail all that you need to know about the Access Bank USSD code, which includes the how to activate the USSD Code, features, benefits, different types, and their functions.
In an era where speed and convenience are essential to people, the banking industry has made innovative changes to meet the specific needs of individuals and has continued to make sure that customers can enjoy seamless financial transactions from the comfort of their home or office.
Access Bank stands out as one of the leading financial institutions that has made giant strides to make sure that their customers enjoy quick financial transactions using the Access Bank USSD code without having to rely on an internet connection.
What is the Access Bank USSD code?
Access bank USSD code is a banking solution that allows customers to carry out different kinds of banking transactions by dialing a short code on their phone without having to need an internet connection or visit any of the bank branches.
Furthermore, the service is accessible to all customers 24/7, thereby enabling them to bank from anywhere at any time from their mobile phone.
How does the Access Bank USSD code work?
The Access Bank USSD code allows an individual to carry out a series of transactions by dialing the Access Bank USSD code *901#. Using the access bank USSD code is very simple and straightforward.
For instance, if a customer wants to transfer money from his account to a recipient account and uses the Access Bank USSD code *901# and follows the instructions, the funds will be transferred to the recipient account, and both parties will receive an SMS showing the details of the transaction.
Features of Access Bank USSD Code
The Access Bank USSD code *901# can be used for the following:
- To check how much you have in your bank account instead of visiting any of their branches or the ATM machine.
- You can transfer funds from your Access bank account to another Access bank account or to a different bank account.
- Purchase of airtime of any amount for yourself or your loved ones directly from your bank account
- paying bills like utility bills, subscription payments, and other important bills
- Allows you to request a short summary of all recent transactions.
- With the USSD code, you can change your PIN when you feel your bank details have been exposed.
To use the Access Bank USSD code for any transaction or service, you need to have an active phone number linked to your Access Bank account.
To link your phone number, visit any access bank branch, and that will be taken care of by the customer care department.
How to Activate Access Bank USSD Code
Activating the Access Bank USSD code is a simple and straightforward process, but that can only be possible after linking your phone number to your Access Bank account.
To activate the code for use, follow these simple steps:
- Dial *901# on the registered number linked to the access bank account and send. The Access Bank USSD menu will pop up on your screen.
- Locate the on-screen instruction where you see “Transfer.” On the screen, you will see different numbered options. Input the number you find beside “Transfer.”
- Select the Access Bank Account. If you have more than one Access bank account, select the account you want to use for the USSSD code. Those with one Access bank account can proceed.
- Input a 4-digit PIN. You will be required to enter a 4-digit PIN to confirm the transaction. This PIN should be a 4-digit number that is easy to remember by you alone because that is what you will be using for other subsequent transactions.
- Re-enter the PIN. You will need to reenter the PIN for confirmation. Once you reenter the PIN, you have completed the registration and can now start using it for other transactions.
Take note that you must not share this PIN with anyone, and whenever you discover that someone has compromised your PIN, you can immediately change the PIN.
Also note that you may need to have airtime on your phone number before using the USSD service in case of network charges.
How to change the Access Cank USSD code
You can change your access bank USSD code if you cannot remember the PIN or if you feel that the PIN has been compromised.. To change the PIN, follow this step:
- Firstly, dial *901# on the phone number linked to the Access Bank account to display a pop-up menu.
- On the screen, there will be a list of numbered options. Input the number 4 that has the option “Other Services.”.
- Input the number you find on the option “Reset PIN.”
- Additionally, you will be required to provide the date of birth in your Access Bank account in this format (DDMMYYYY). So, make sure the date of birth is correct and matches what you have in your bank profile.
- After you provide the correct date of birth, we will ask you to create a new PIN that is different from the old PIN you want to change and submit it.
How to Block Your Access Bank Account with a USSD Code
If you misplace your phone, it gets stolen, or you believe that your Access Bank account might be in danger, you can quickly block your Access account without visiting any of the branches.
To block your Access Bank account:
- Quickly dial on your phone *901*11# if you are blocking your account with your phone, or get someone who has an Access Bank account and has the USSD code activated on their phone and dial *901*11#.
- From the list of options on the pop up menu, locate and input Option 2, “Block Account.”
- You will see the option “Self or Third Party.” Select “Third party” because you are blocking your Access bank account with someone’s phone; however, if you are blocking your own account with your phone, then you can select “self.”
- Provide the phone number linked to the Access account number.
- A pop-up menu will appear, and you will need to select the account number you want to block if you have more than one access account number.
- Enter the USSD PIN and submit. Finally, A confirmation message will pop up on the screen showing that you have successfully blocked the account if you have correctly followed all the procedures.
Additionally, this service is free of charge, so Access Bank will not charge you for blocking the account.
However, you may need to have airtime on your phone because the network may deduct charges of N6.98 from your airtime before you begin this process.
How to Unblock Your Access Bank Account
You cannot unblock your Access bank account on your phone or any device.
To unblock your account number, you need to visit any of the access bank branches near you with a government approved ID like a National Identity Number (NIN), passport, or driver’s license.
Access Bank USSD Codes and Their Functions
Access Bank provides individuals with various services using different Access Bank USSD codes without an internet connection on their mobile phones.
Here is a list of all the Access Bank USSD codes and their functions:
- *901*0#: Opening a new account, changing the PIN, and registration
- *901*00#: Use this to check your account balance.
- *901*911#: Deactivation of Your Access Bank Account Number
- *901*2*Amount* Account Number: To transfer money to an Access Bank account number
- *901*3*Amount* Account Number: Transfer money to any other bank in Nigeria
- *901*11#: Block your account number and ATM card.
- *901*11*1#: Application for Access Bank Instant Loan
How to Apply for an Access Bank Instant Loan with a USSD Code
You can apply for an Access Bank instant loan, and this is a straight-forward and simple process. The loan will be approved instantly, without collateral. Here is a simple process to get the Access Bank loan.
- To access the loan, dial *901*11# on the phone number linked to your bank account.
- Next, Follow the instructions on the screen by providing the necessary information.
- The bank will review the application, and if you meet the requirements, we will approve the loan request and send the funds immediately to your account number.
- Shortly after your loan is approved, you will receive an email or SMS with the repayment schedule.
Furthermore, note that for Access Bank to approve your request, you must have a salary bank account.
FREQUENTLY ASKED QUESTION (FAQs)
Do I need to pay to use any of the access bank codes?
No, you only need airtime on your phone for network charges.
How do I block my account if I misplace my phone?
To initiate the process, simply dial *901*11#. Next, follow the instructions on the pop-up menu displayed on the screen.
Can I unblock my bank account on my own?
No, you have to visit any of the Access Bank branches with a government-approved ID to unblock your bank account.
Does Access Bank have a USSD code for instant loans?
Yes The Access Bank Instant Loan code is *901*11*1#. Dial the code and follow the instructions.
How do I buy airtime using the Access Bank USSD code?
On your phone number linked to your Access Bank account, dial *901*Amount#.
In conclusion
You can use the Access Bank USSD code for a series of transactions without visiting a bank or using the internet. Individuals can leverage these benefits by linking their phone number to their Access bank account.
Embrace the several benefits of the Access Bank code today and transform your banking experience. Plus, with this innovative feature, you can conveniently access your account anytime, anywhere.
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