PalmPay USSD Code
If you are looking for the easiest and fastest way to use PalmPay for transfers, buying of data and airtime, and other services, then you need to take the time to read this post.
PalmPay is one of the fastest-growing mobile payment solution providers in Nigeria.
They offer quick financial services for financial transactions like bill payment, transfer, and airtime purchase.
One of its’ friendly features is the USSD Code, a tool that millions of users in Nigeria can use without internet access.
The PalmPay USSD code is an easy way to perform various kinds of financial transactions.
This feature becomes very useful when you want to perform urgent transactions in an area with limited network access.
In this post we are going to discuss everything about the PalmPay USSD Code, and by the time you finish reading this post you will understand how the PalmPay USSD code works.
Additionally, you will understand the function of each code and how to use them for transactions.
What is PalmPay USSD Code?
The PalmPay USSD Code *652# was created to provide financial service to customers who might not have smartphones or stable internet access.
By entering the PalmPay code *652# on any mobile phone, you can quickly, securely, and easily perform different kinds of financial transactions.
Features of PalmPay USSD Coode
Below are some of the characteristics of the PalmPay USSD Code:
- You can quickly and easily send money to friends, families, and business partners.
- Users can buy airtime for themselves and others using the PalmPay USSD Code.
- Purchase of data for self and others quickly
- You can pay utility bills like electricity bills, TV subscriptions, and water bills.
- Check your account balance without using the PalmPay mobile app.
- Transactions with the PalmPay USSD Code are secure because you need a 4-digit PIN to complete any transaction.
- You can use it anywhere and at any time because it does not require internet or data.
- It allows you to change your PIN whenever you feel it has been compromised or forgotten.
How to Open a PalmPay Account
Before you can be allowed to use the PalmPay USSD Code, you must have an account with them.
To have an account with PalmPay, you need to have the following requirements ready:
- Phone
- An active phone number
- An email address
- bank verification number
- National Identification Number (NIN)
- Utility bill for account upgrade
- Bank Verification Number (BVN)
You can either open the PalmPay account using the mobile app or the USSD Code.
How to open a PalmPay account with USSD code
Opening an account with PalmPay is easy, so you do not have to worry about how to do that.
Follow the steps outlined below:
- On the mobile number you want to use for the account, dial *652#.
- From the options displayed on your screen, locate and input the number beside the option “Create a new account,” and click on Next.
- The system will ask you to provide your personal information, like your full name, NIN (national identification number), and date of birth.
- Next, it will ask you to input a 4-digit PIN. Ensure that you can remember the PIN, and you must not disclose it to another person.
- It will ask you to reenter the PIN again to confirm if it is correct.
- Once you have provided all the information, PalmPay will process the registration, and you will receive an SNS telling you the account has been created successfully.
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Your account number will be your phone number, but without the first number at the front. You can start using it for any form of financial transaction.
How to open an Account with PalmPay Mobile App
Follow the step-by-step process below:
- The first thing is to search for the mobile app on either the Play Store or Apple Store and install it on your phone.
- Open the mobile app and select Get started or sign up
- The system will ask you to input your phone number, and you will get an OTP sent to you as text message.
- Enter the code into the app to confirm that the number is truly yours.
- Next, it will ask you to set a 4-digit PIN that you will be using for all transactions. Ensure you choose a good PIN that you can easily remember.
- You will be asked to enter some personal information, such as full name, date of birth, and National Identification Number (NIN).
- Review and tick the box where you have the PalmPay terms and conditions, and click proceed.
- Immediately that is done, PalmPay will create the account; you will receive a message via SMS, and it will be active immediately for use.
PalmPay has different account tiers, which means that when you open an account for the first time, it can only hold a certain amount of money, and you can upgrade it to hold as much money as you want.
To upgrade your account, do the following:
- Open the PalmPay mobile app.
- Click on the profile picture at the top and click on upgrade KYC level.
- Choose any of the tires you want to upgrade your account to.
- Follow the instructions by providing them with additional personal information.
- Once that is done, the account will be upgraded immediately.
How to use PalPay USSD Code
Follow the instructions below.
- On the registered phone number, dial *652#.
- Different options will be displayed on your screen.
- Select the service you want to make use of by inputting the number beside it in the space provided for you and proceed.
- Input the information that the system will ask you to provide.
- Confirm all the information you have provided.
- Enter your PIN, and the transaction will be completed immediately, and you will get an SMS with the details of the transaction.
How to Check Account Balance with PalmPay USSD Code
- On the number connected to your account, dial *652#.
- Input the number beside the “check balance” option in the space provided and click next.
- The system will ask you to enter your PIN.
- Once that is done, the account balance will be displayed on your screen, and you will also get an SMS showing the details of your account balance.
How to Purchase Airtime with PalmPay USSD Code
You can buy airtime for yourself, friends, and family using the PalmPay USSD Code. Follow the steps below:
- On your phone, dial *652# and make sure it is with the number registered on the account.
- From the option that will be displayed, input the number beside the option “Airtime Purchase” and proceed.
- The system will ask you to choose if you are buying for “self” or “other.”
- If you are buying for self it will ask you to enter the amount of airtime you wish to buy, but if it is for others, it will ask you to input the mobile number and choose the network (AIRTEL, MTN, GLO), and after that, it will ask you to input the amount of airtime you want to buy and proceed.
- Next, you have to enter your PIN and confirm that all the information you provided is correct before you proceed.
- Once you do that, the phone number will be credited, and you will receive a debit message of the transaction.
How to Purchase Airtime with PalmPay USSD Code
Follow the steps below to buy data for yourself and for others.
- On the number connected to your PalmPay account, dial *652#.
- A list of options will be displayed on your screen; input the number beside the option “Data purchase” and click Next.
- The PalmPay system will ask you to choose if you are buying for yourself or for others. Input the option you want and proceed.
- If you select “self,” it will ask you the amount of data you want to buy, but if you choose other, it will ask you to enter the phone number you want to send the data to.
- Choose the network provider of the number (MTN, AIRTEL, GLO) and click Next.
- It will ask you to confirm the transaction you want to complete and input your PIN.
- Once you do that, the data will be sent to the number, and your account will be debited, and a message will be sent to your phone via SMS detailing the transaction.
How to Transfer Money with PalmPay USSD Code
- On the registered number with your PalmPay account, dial *652#.
- You will receive a list of options. Choose and input the number beside the option “Transfer money” and click Next.
- PalmPay will ask you to choose if you want to transfer to either a PalmPay account or bank account and proceed.
- If you choose PalmPay, it will ask you to enter the PalmPay account number, but if you choose a bank account, it will ask you to enter the bank account number and give you options of banks to choose from. Choose the correct bank and proceed.
- If you did not see the bank, select next or enter the first three letters of the bank.
- Next, enter the amount you wish to send, and the system will ask you to confirm if you are sending to the right account and the correct amount.
- Once that is done, enter your 4-digit PIN to complete the transaction.
- You will receive a debit message of the transaction as SMS on your phone.
Benefits of PalmPay USSD Code
Some of the benefits of PalmPay USSD Code are:
- No internet service is required.
- It allows you to quickly carry out instant financial transactions.
- The USSD Code gives you a step-by-step guideline to use it, following the instructions on the screen.
- It provides people access to financial services, especially in areas with limited internet access.
- It allows you perform secured Transactions and also to track your financial activity.
- You can access the USSD Code at any time, either during the day or at night.
- The PalmPay allows you to access various kinds of services like transfers, buying airtime and data, and pay bills.
- The USSD code works on all mobile devices and in areas where internet access is not reliable.
Frequently Asked Questions (FAQs)
How do I request for loan with PalmPay USSD code?
For now, PalmPay does not provide loans through the USSD Coode, but you can apply for loans through the mobile app.
Can I purchase airtime with PalmPay USSD code?
Yes, dial *652#, follow the instructions on the screen, and input your PIN to complete the transaction.
How do I get OTP with the USSD Code?
PalmPay does not support the use of OTP, but you can use the PIN to confirm all transactions.
How do I block my PalmPay USSD Code?
You can contact PalmPay customer care for blocking the USSD service or do that on the mobile app.
Can I reset my PIN with the PalmPay USSD Code?
No, PalmPay does not allow that on the USSD Code but allows it on the mobile app.
Conclusion
The PalmPay USSD Code (*652#) is a creative way to bridge the gap between mobile banking underserved population in Africa.
It provides customers with ease of use, security, and accessibility without having to use the internet or a smart phone.
As the service grows, it could greatly empower millions of Africans by providing them with easy access to financial services.
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